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The provision in a rating manual which states the periods for which coverages run, and discounts, if any, which apply to the rates or premiums of policies issued for more than one year. (G) Termination. The time the coverage under an insurance policy ends, either because its term has expired or because it has been cancelled by either party. (G) Territorial Limitation. See Geographical Limitation. (G) Theory of Probability. The mathematical principle upon which insurance is based. See also Degree of Risk, Law or Large Numbers, Odds, and Probability. (G) Third Party Beneficiary. stupsertod, stupgr1, stup16site

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